Pet Insurance Plans for Cats

Veterinary Pet Insurance (VPI) is one of the oldest pet health insurance plans. pet insurance plans. Their standard coverage for cats, which offers an annual maximum benefit of $9,000 and a $50 deductible per incident, is $8.92 per month, while their superior plan, which has an annual maximum benefit of $14,000 per year with a $50 per incident deductible, is $15.83 per month. Both plans include a $12.00 Lost and Found Registration fee. Owners can also opt to add well care coverage, which cost $12 per month for core coverage ($250 maximum annual benefit) and $22 per month for premier coverage ($400 maximum annual benefit).

Pet Care Insurance, administered by Pethealth, Inc. offers four pet insurance plans for cats. Their QuickCare Gold program is considered the best value and covers all accidents and illnesses with a maximum of $2,500 per accident a $30,000 lifetime maximum for illness. You can choose a Gold plan with 70% reimbursement ($18.95 per month) or 90% reimbursement ($26.90 per month). Pet Care also offers QuickCare Complete ($36.95 per month), which provides the most coverage of the four plans. QuickCare Complete offers 70% coverage for all accidents and illnesses plus $150 toward annual wellness costs. QuickCare Optimum ($27.90 per month) is a 90% coverage plan that covers first time illnesses as well as select accidents and also provides $150 toward annual wellness costs. Finally, the company’s Indoor Cats plan ($10.95) covers 100% of costs associated with select illnesses and injuries for indoor cats only. The company also offers a QuickCare Senior plan for older cats ($21.95). You can get a specific quote for your pet on the company’s website at www.petcareinsurance.com.

While cost do not vary significantly, the premiums quoted above for both companies (with the exception of the Pet Care Senior plan) are 2007 rates based on search criteria for a healthy four year old male mixed breed American Shorthair cat in the state of New Jersey.

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